What We Track and Why

Look, tracking sounds invasive. And honestly? Some of it is necessary for digital banking to work securely. When you log into your account, we need to remember who you are across different pages. That's not surveillance—that's basic functionality.

But then there's tracking that helps us improve your experience without being strictly essential. Analytics that show us which pages confuse people. Marketing tags that measure whether our education campaigns actually reach anyone. We separate these categories so you understand what's mandatory versus what's optional.

The Technical Bits

If you're curious about how this actually works, here's the breakdown. When you visit ivakearexmorivo.com, your browser receives small text files that get stored locally on your device. These files contain coded identifiers—nothing readable like your name or account number, just random strings that our servers recognize.

Some tracking happens through JavaScript code that executes in your browser. This sends anonymous usage data back to our analytics platforms. Other tracking uses invisible pixels embedded in pages—tiny images that load and tell us someone viewed that content. None of this captures personally identifiable information unless you're logged into your account, and even then it's encrypted.

Third-party services like Google Analytics run their own tracking systems that we've configured to respect your privacy settings. We've disabled data sharing with advertising networks and opted out of cross-site tracking features. But those platforms still collect some information under their own policies.

What Gets Collected Automatically

Even without setting any tracking codes, your browser shares basic information with every website you visit. We receive your IP address, device type, operating system, and browser version. That's standard web traffic data—not something we specifically request, just how the internet works.

We also log timestamps for when pages load, which links you clicked, and how long you stayed on each section. This helps us identify technical problems and improve navigation. If you're logged in, we connect this activity to your account so we can provide personalized support when needed.

For security purposes, we track failed login attempts, unusual access patterns, and geographic location changes. This protects your account from unauthorized access. If someone tries logging in from Sydney right after you accessed your account from Hobart, that triggers our fraud detection system.

Third-Party Services We Use

We're transparent about who else has access to visitor data. Google Analytics tracks usage patterns under their privacy policy. Cloudflare handles our content delivery network and sets performance markers. Stripe processes payment information through their secure system. Each of these services maintains their own tracking and data policies separate from ours.

We've configured these integrations to minimize data sharing, but we can't control everything they collect. If you want complete privacy from third-party trackers, you'll need browser extensions that block them entirely. Just be aware this might break some functionality.

Updates and Changes

This policy changes when we add new tracking technologies or modify existing ones. We'll update the date at the top and notify active account holders through email when significant changes happen. For minor technical adjustments, we'll just revise the page without sending announcements.

You should probably check this page every few months if you care about staying current. We're not going to send constant reminders because that would be annoying. But we do commit to keeping this information accurate and easy to understand.